NOTICE OF TRUSTEE’S SALE

THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
TO: Feliz Rodriguez; Jane Doe Rodriguez; Occupants; State of Washington.
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, Karen L. Gibbon, P.S., will on October 31, 2008, at the hour of 10:00 am, at the main entrance of the Yakima County Courthouse, in the City of Yakima, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Yakima, State of Washington, to wit:
LOT 24, REEVE’S ADDITION TO SUNNYSIDE, WASHINGTON, AS RECORDED IN VOLUME “K” OF PLATS, PAGE 22; EXCEPT THE EAST 5 FEET CONVEYED TO CITY OF SUNNYSIDE, BY DEED RECORDED UNDER AUDITOR’S FILE NO. 1695535 (TAX PARCEL ID NO. 7483060).
 (commonly known as 505 Victory Way, Sunnyside, WA 98944), which is subject to that certain Deed of Trust, dated November 9, 2005, recorded November 21, 2005, under Auditor’s File No. 7483060 records of Yakima County, Washington, from Feliz Rodriguez, an unmarried person, as Grantors, to First American, as Trustee, to secure an obligation in favor of First Franklin, a Division of Nat. City Bank of IN, as Beneficiary, the beneficial interest in which has been assigned to Wells Fargo Bank, N.A. as Trustee for First Franklin Mortgage Loan Trust 2006-FFH1, Mortgage Pass-Through Certificates, Series 2006-FFH1, under Yakima County Auditor’s File No. 7618629.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears:
Monthly payments:
4 monthly payments at $969.18, (March 1, 2008 - June 1, 2008):            $3,876.72
1 monthly payments(s) at $873.31,  (July 1, 2008):    $873.31
Late Charges:
2 late charges at $40.30 each for each monthly payment not made within 15 days of its due date:    $80.60
Accrued late charges:    $406.84
Less suspense or rents received:        $0.00
TOTAL MONTHLY PAYMENTS AND LATE CHARGES:    $5,237.47
Default other than failure to make monthly payments:    None
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $89,966.53, together with interest as provided in the note or other instrument secured from February 1, 2008 and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on October 31, 2008. The defaults referred to in paragraph III must be cured by October 20, 2008 (11 days before the sale) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before October 20, 2008 (11 days before the sale) the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after October 20, 2008 (11 days before the sale date), and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower or Grantor at the following addresses: Feliz Rodriguez, Jane Doe Rodriguez. Both At: 505 Victory Way, Sunnyside, WA 98944; by both first class and certified mail on June 13, 2008, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on June 17, 2008, with said written Notice of Default and/or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting.
VII.
The Trustee whose name and address is set forth below will provide in writing, to any person requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.
X.
                NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW.
This notice is an attempt to collect a debt, and any information obtained will be used for that purpose.
DATED: July 25, 2008.
KAREN L. GIBBON, P.S., Successor Trustee
By:  KAREN L. GIBBON, President  
LAW OFFICES OF KAREN L. GIBBON, P.S.,  3409 MCDOUGALL AVENUE, SUITE 202, EVERETT, WA  98201,  (425) 212-3277

Legal #865.
Published in the Review Independent October 1, 22, 2008.